Finanças na Quebrada: Transforming Lives Through Financial Education
Discover how the Turma do Jiló project empowers communities with accessible financial knowledge.
Finanças na Quebrada, an initiative by Turma do Jiló, brings financial education to communities like Heliópolis and Jardim São Savério. The project empowers women, youth, and educators, fostering autonomy, dignity, and social development. More than just money, it's about building a fairer future for everyone.
At the heart of the Heliópolis and Jardim São Savério communities, the Finanças na Quebrada project, a partnership between Turma do Jiló, Alunas, and SASF, shines as a beacon of hope. Amid crucial discussions about inclusion and diversity, this program stands out for providing financial education in a practical and accessible way. The initiative isn't limited to numbers and budgets; it seeks to redefine people's relationship with money, directly impacting their lives and the future of their communities.
Why Talk About Money in the Quebrada?
In a scenario where financial literacy is both a right and a necessity, the Finanças na Quebrada project addresses financial behavior as a tool for transformation. Talking about spending, saving, and economizing goes beyond personal financial health; it's a path to sustainable social and community development. In places like Heliópolis, known as an "educator neighborhood," incorporating financial education strengthens autonomy and the ability to achieve dreams, reducing economic vulnerability and promoting equity.
Three Pillars of Impact: Women, Youth, and Multipliers
To maximize its reach, Finanças na Quebrada is structured into three distinct groups, each with a strategic focus:
Women: Leadership and Financial Autonomy
Recognizing that 49.1% of Brazilian households are headed by women (IBGE), with an even higher percentage in peripheral areas, this group offers practical tools for financial empowerment. Entrepreneurial women, who face challenges such as lower income and greater vulnerability, find support in the project to sustain their families and dreams. As one participant noted: “When they advance, the entire community transforms.”
Youth: Preparing the Future Generation
Introducing financial education early on is crucial for equity and for preparing young people for the future. With adapted language, this group addresses planning, conscious choices, and entrepreneurship. The goal is to engage this generation, showing that financial knowledge is as appealing as it is vital, encouraging them to build a more prosperous future.
Multipliers: Sowing Knowledge
Composed of SASF professionals and local educators, the multipliers group ensures that knowledge continues to circulate and expand. Individuals like Rafael, a pedagogue at SASF Chico Mendes, become references in financial behavior within the community, ensuring that the impact is continuous and transformative. “When we multiply, we recall and we become specialists,” states Rafael, emphasizing the importance of disseminating this new way of thinking about money.
The Neuroscience Behind Our Financial Choices
Beyond the obvious, the project explores how our experiences shape our decisions. The discussion about the amygdala, responsible for fight or flight reactions, and neural plasticity, which allows us to relearn and reshape our brains, shows that financial behavior is deeply connected to our neurology and experiences. Repeating processes and exposing oneself to new information are key to building long-term memories and reprogramming financial habits.
The Future of Finanças na Quebrada: Growing and Including
The pilot project was just the beginning. In 2025, Finanças na Quebrada is already implementing classes at Instituto Baccarelli, also in Heliópolis. Furthermore, the initiative was adapted to meet a public tender from SMPED (Secretaria Municipal da Pessoa com Deficiência), bringing inclusive financial education to people with disabilities and their families. The impact, as observed by Angela, one of the first students and an entrepreneur, is about dignity, self-knowledge, income generation, and, above all, the ability to dream again.
With each class, knowledge spreads, generating autonomy and real opportunities. Finanças na Quebrada is a collective revolution, demonstrating that when communities share knowledge and build pathways, everyone grows together. Your participation, whether by sharing, supporting, or donating, is essential for this journey of inclusion to continue transforming lives.